A Small Business Loan that gives you up to $300k takes 2 docs to apply gets approved in 24 hrs

Q: What documents are required to apply?

For Working Capital Financing, you are required to submit a minimum of 2 documents* for credit assessment: Latest 6 months bank statements CBS of guarantor(s) NOA (*only applicable for sole proprietorships) For disclosed Invoice Financing, no documents are required. For disclosed Purchase Order Financing, latest 12 months bank statements are required.

Looking for working capital financing that is fast, has an easy application process, and is affordable?

Whether your business is a Private Limited Company or a Sole Proprietorship, you can access short-term financing, government assisted loans, and corporate loans to boost your business cash flow, accelerate growth and support expansion plans.

Submit as little as 2 documents for credit assessment
Enjoy affordable rates from as low as 1.3% p.m.
Get approved as fast as 24 hours
No collateral required
For Singapore Private Limited Companies (at least 6 months old) and Sole Proprietorships (at least 12 months old)

Accelerate your business growth with FAST business funding

Invoice Financing

Up to $1 million

Max. 80% of invoice amount

Working Capital Loan

Up to $300k

Purchase Order Financing

Up to $500k

Max. 50% of PO amount

Why choose a working capital loan from Validus?

Compared to Banks and other Financial Institutions, we typically require less documents from you to get started.

Hear what SMEs are saying

We’ve disbursed over SGD 4.8 billion in business loans to SMEs. But don’t take our word for it…take theirs instead.

I found Validus to be well-suited for my business needs - the easy application and fast approval means I was able to access financing in a very convenient way, at the shortest possible time to be able to make the best business decisions required.

To grow our business, we required additional financing to purchase inventory and fulfil orders. It was with Validus' seamless borrowing process that we've managed to achieve these orders to grow our revenue.

Validus financing solutions has helped us to accelerate business growth. Through their quick approval and financing process, it allows us to boost our cash flow to take on more projects to better serve both the government and private sector.

Frequently Asked Questions

What is the eligibility criteria?

We finance Singapore private limited companies that have been in operation for at least 6 months, and sole proprietorships (owned by Singaporeans or PRs) that have been in operation for at least 18 months.

The loan approval outcome will depend on the assessment of our credit and risk teams.

What documents are required to apply?

For Working Capital Financing, you are required to submit a minimum of 2 documents* for credit assessment:

Latest 6 months bank statements
CBS of guarantor(s)
NOA (*only applicable for sole proprietorships)

For disclosed Invoice Financing, no documents are required.

For disclosed Purchase Order Financing, latest 12 months bank statements are required.

How much can I borrow?

You may borrow up to SGD 1 million for Invoice Financing, up to SGD 150k for Working Capital Financing, and up to SGD 120k for Purchase Order Financing. Loan amount, interest rates, and disbursement fee for any finance or loan request may vary and is subject to assessment by Validus Capital.

How do I apply? What is the process?

Simply get in touch with us with the form above or self-register online on our platform within minutes. Once your application has been approved and the documents verified by our credit team, your financing request will be crowdfunded by our lenders and the funds will be disbursed to your nominated account within 24 hours.