Frequently Asked Questions

Only registered businesses and investors have access to the Validus platform.

Validus offers the opportunity for investors to earn a higher rate of interest against diversified risks. We aim to create a strong social impact in a safe jurisdiction like Singapore.

SMEs may also receive lower borrowing rates as compared to some non-banking financial intermediaries prevalent in the market. We understand the financial needs of growing businesses and specially cater to and support them in good and challenging times via the platform. SMEs who finance their businesses via Validus see an average of 20% year-on-year growth in revenue. 

Validus primarily facilitates in bringing together investors and businesses on its platform. In some cases, we may also have “skin in the game”, with the founders, management and/or Validus investing in some of the loan facilities.

Validus does not hold a banking license and does not operate as a bank. We seek to provide support to SMEs not financed by the banks or financial institutions, as well as SMEs needing top-ups for growth related funding. is encrypted using an absolute cipher suite. The website uses TLS 1.2. The website is encrypted and authenticated using AES_128_GCM and uses RSA as the key exchange mechanism also the website having EV SSL Certificate.

Validus Capital is regulated by the Monetary Authority of Singapore (MAS) and holds a Capital Markets Services License under the Securities and Futures Act of Singapore, issued by the MAS. 

Validus transacts in Singapore Dollars.

Validus is a catalyst of sustainable growth for small and medium businesses. Our smart online lending marketplace connects SMEs to accredited and institutional investors to easier and quicker financing at affordable rates. Founded in 2015, Validus is Singapore’s leading SME financing platform and is licensed by the Monetary Authority of Singapore.

We’re also backed by reputed VCs such as FMO, Vertex Growth, Vertex Ventures Southeast Asia & India, AddVentures, K3 Ventures, Openspace Ventures and VinaCapital Ventures.


Any Questions?

Our team is here to support you. We help small and medium business owners in Singapore obtain zero-collateral, fast and flexible financing to grow their business. Interested? Let’s chat.

Contact Us