General Performance Information Disclosure

Year of disbursement	Expected rates of return		Non-performing loan rates
	Lowest and Highest Rates (per annum)	Weighted Average (per annum)	Loans past 30 days but fewer than 90 days	Loans past 90 days	Overall
2022	4.89% – 33.10%	13.11%	2.71%	3.49%	6.20%
2021	3.80% – 24.34%	10.58%	1.91%³	1.47%⁴	3.38%
2020	4.21% – 30.96%	10.75%	2.98%¹	1.99%²	4.97%

¹Of which 99% were subsequently recovered from borrowers, as of 31 Dec 2022.

²Of which 74% were subsequently recovered from borrowers, as of 31 Dec 2022.

³Of which 78% were subsequently recovered from borrowers, as of 31 Dec 2022.

⁴Of which 34% were subsequently recovered from borrowers, as of 31 Dec 2022.

Information on this page has been prepared as general information, please note that historical rates of returns may not reflect future returns.