General Performance Information Disclosure

Year of disbursement	Expected rates of return		Non-performing loan rates
	Lowest and Highest Rates (per annum)	Weighted Average (per annum)	Loans past 30 days but fewer than 90 days	Loans past 90 days	Overall
2021	3.80% – 24.34%	10.58%	1.91%	1.47%	3.38%
2020	4.21% – 30.96%	10.75%	2.98%¹	1.99%²	4.97%
2019	4.23% – 37.83%	11.14%	3.52%³	2.69%⁴	6.21%

¹Of which 99% were subsequently recovered from borrowers, as of 31 Dec 2021.

²Of which 74% were subsequently recovered from borrowers, as of 31 Dec 2021.

³Of which 53% were subsequently recovered from borrowers, as of 31 Dec 2021.

⁴Of which 76% were subsequently recovered from borrowers, as of 31 Dec 2021.

Information on this page has been prepared as general information, please note that historical rates of returns may not reflect future returns.