Saving time and money, and getting control of business expenses is easier for small businesses with a Validus Business Account.
Validus Business Account is a one-stop SME business finance platform that provides secure local and overseas money transfers, corporate expense debit cards for employees, and much more.
Open & start using account in 5 mins
Businesses like yours move fast, and should expect no less from your finance partner.
Since 2015, Validus has supported more than 65,000 small businesses to grow and prosper with faster, more accessible, and effortless short-term business loans. Experience for yourself how Validus is your finance partner for business growth.
Get Faster Working Capital
Small businesses in Singapore deserve more attention and timely financial support to endure and thrive. Here at Validus, we fuel growth for small businesses in Singapore by making it easier for under-served SMEs to access growth financing, with our faster, hassle-free SME business loans and working capital loan solutions. With Validus, your small business can access a comprehensive one-stop financing platform for all your business needs – from faster working capital loans, to business accounts, corporate debit cards with unlimited 1% cashback on all card spend, forex international money transfers at zero FX fees, free local money transfers, expense management solutions, and more.
No matter your industry, we’re here to provide the working capital funds you need to grow your business. We’ve helped companies in construction, manufacturing, wholesale and retail trade, professional services, food and beverage, transportation and storage, startups – and many more – access faster SME business loans and supply chain financing solutions without the need for collateral, and with minimal documents for credit assessment.
Our relationships matter to us. So does making your life easier. Our finance solutions are designed to power growth for businesses of all sizes, across all industries.
With just two documents, you can apply for loans digitally in minutes, receive an approval and get funds within one day.
Our next-gen finance tools – from cards and expense management to money transfers and accounting – help you enjoy upsized time and money savings.
Total funded across all markets (SGD) 
Enjoy upsized time and cost savings with our all-in-one Validus Business Account for business finances
Get up to $150,000 in one day, with just two documents
Issue unlimited corporate cards and empower your employees to spend anytime, anywhere
Access faster SME loan solutions for Singapore businesses, available for private limited companies and sole proprietorships
Receive payment earlier on your customer invoices and enjoy peace of mind
Enjoy unlimited free transfers when you make FAST and PayNow transfers to suppliers, customers and employees
Receive funds for project overheads and supplies with your customer’s purchase order
Set, track, manage and get an overview of team budgets and expenses – anytime, anywhere
Get up to $150,000 in one day, with just two documents
Access faster SME loan solutions for Singapore businesses, available for private limited companies and sole proprietorships
Receive payment earlier on your customer invoices and enjoy peace of mind
Receive funds for project overheads and supplies with your customer’s purchase order
Enjoy upsized time and cost savings with our all-in-one Validus Business Account for business finances
Set, track, manage and get an overview of team budgets and expenses – anytime, anywhere
Issue unlimited corporate cards and empower your employees to spend anytime, anywhere
Enjoy unlimited free transfers when you make FAST and PayNow transfers to suppliers, customers and employees
Quick approval enabled us to boost our cash flow to take on more projects…
Allyson Shee
Aquila Nova, family-owned business
It was with Validus’ seamless borrowing process that we’ve managed to fulfil orders and grow our revenue…
Edmond Ting
Director of Juntostarc
The easy application and fast approval means I was able to access financing in very convenient way, at the shortest…
Vasugi Raman
Principal of St. Gerard’s School
We had been using financing solutions from traditional banks but their processing times are much longer than Validus with more paperwork…
Glyn Gan
Director, Brickston Transport Services
Capitalise on unique market opportunities when you lend directly to SMEs.
Your investment supports growing SMEs, drives financial inclusion and uplifts connected communities – while delivering high-yield returns.
Invest in highly liquid, short-term SME credit facilities with no lock-in period. Diversify your portfolio with this alternative asset class and enjoy high-yield returns.
We’re a 3-time consecutive winner of MAS’ and SFF’s “Top FinTech Leaders”, and we were named as the #1 Winner of MAS FinTech Awards in 2020 (Singapore Financial Institution category).
Strong governance is in place to safeguard our investors’ capital, which is held in escrow and managed by an independent agent. We’re regulated by the MAS and hold a Capital Markets License.
