Growing Businesses, Uplifting Communities

Here at Validus, we have a single-minded mission: To drive SME financial inclusion and empower small businesses across Southeast Asia with faster, more effortless, and more accessible financial products and services. At the heart of this mission, is our people-first approach to digital financing solutions for SMEs.

By leveraging strategic supply chain financing partnerships with large corporates, technology, data, and AI, we’re expanding access to credit for under-served SMEs. Today, Validus is the leading SME lending fintech, by market share, in Singapore, Indonesia (where we operate under the name Batumbu), Vietnam, and Thailand.

Every small business deserves an equal opportunity at success, and as a small business like yours, we understand the unique SME financing challenges that small businesses face. With Validus as your SME financing partner, your small business can endure, thrive and deliver lasting impact across societies and communities.

Because we make it our business – to grow yours.

Meet the team

Vikas Nahata

Co-Founder & Executive Chairman

Nikhilesh Goel

Co-Founder & Group CEO

Vineet Agarwal

CEO, Validus Capital Singapore

Our Investors

A trusted, award-winning FinTech

Validus SME Financing: Our Journey and Milestones


Sep 2023

Validus' Indonesian entity Batumbu wins 'Best SME Financing in Indonesia' at The Asian Banker Indonesia Awards 2023

Jun 2023

Validus Wins Top 3 ‘SME Neoplayer of the Year’ in 2023 Qorus SME Banking Awards


Dec 2022

Validus Series C1 gets backing from major East Asian investors

Nov 2022

Validus wins Singapore FinTech award for Auto Working Capital product at prestigious SFF Global FinTech Awards 2022

Aug 2022

Validus and Citi establish USD 100 million facility to drive SME financing

Mar 2022


Acquired CitiBusiness small business banking loan portfolio in Singapore

Jan 2022

Formed joint venture with TTC Group and Do Ventures to expand access to credit for SMEs in Vietnam


Nov 2021


Received ‘Top 10 FinTech Leaders’ and ‘FinTech Leaders under 30’ awards at Singapore FinTech Festival 2021

Oct 2021

Acquired KlearCard, a business payments and expense management platform

Sep 2021

Recognised as a LinkedIn Top Startup in Singapore

Jul 2021

Exceeded S$1 billion in loans disbursed across Southeast Asia


Dec 2020

1st-placed Winner at MAS FinTech Awards (Singapore Financial Institution)

Oct 2020

Joined Enterprise Singapore’s Enterprise Financing Scheme as a Participating Financial Institution

Aug 2020


Expanded to Thailand - Siam Validus headquartered in Bangkok

May 2020

Series B+ led by Vertex Growth and Kuok Group's Orion Fund (managed by K3 Ventures)


Aug 2019

Started operations in Ho Chi Minh with regional expansion into Vietnam

Apr 2019

Expanded to Indonesia - Batumbu receives OJK registration to commence business in Indonesia

Feb 2019

Closed oversubscribed Series B round led by Dutch Development Bank FMO


May 2018

Launched $20M Trade Finance Fund with Lighthouse Canton

March 2018

Commenced first Corporate Vendor Financing Program with ST Engineering


July 2017


Joined GeBIZ as an approved financing partner

June 2017


Successfully raised Series A funding, led by Temasek Holdings’ Vertex Ventures

May 2017

Partnered with Visa to develop a virtual card-based SME financing solution


August 2016


Developed first proprietary credit risk algorithm with NUS RMI-CRI

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