Lend to Growing SMEs, Uplift Communities

For many small businesses, access to traditional bank financing is often slow, inconvenient and difficult to obtain. At Validus, we expand SMEs’ access to capital through faster digital channels, by connecting growing businesses with accredited and institutional investors.

Investing in SME credit can build diversification in your portfolio with an alternative asset class that sees predictable, high-yield returns. As you invest in credit facilities on our platform, your capital is helping small businesses and their communities grow and thrive. 

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Benefits of SME Credit Investment

The returns from SME credit facility repayments are absolute and are not affected by market volatility, making it an attractive asset class in both market upswings and downturns.

Attractive asset class with projected returns of 6 – 8% p.a.*

Investing in SME credit is an attractive asset for high-yield returns and portfolio diversification.

Save time and diversify with Auto Invest

With Auto Invest, you can set preferences and automate the allocation of funds to several SME lending opportunities at once.

No lock-in period, onboarding fees, or hidden charges

Investing in SME credit is short-term and has no lock-in period or onboarding fee.

You're investing in growing SMEs across diverse sectors

We have partnered with leading financial institutions, blue-chip and Government-Linked companies (GLCs) to assess and underwrite loans based on stringent data-driven credit checks, and deploy solutions that boost SME lending in supply chains.

*Average SME Borrower Profile between Jul 2019 to Jul 2022

Singapore SMEs
10 years in business
$4.2m annual revenue
Has GLC & MNC Buyers

Why Invest with Validus

Trusted and backed
by reputed VCs

We’re backed by FMO, Vertex Growth Fund, Vertex Ventures Southeast Asia & India, AddVentures (Siam Cement Group), K3 Ventures, OpenSpace Ventures and VinaCapital Ventures.

Award-winning
FinTech lending and credit investment platform

We’re a 3-time consecutive winner of MAS’ and SFF’s “Top FinTech Leaders”, and we were named as the #1 Winner of MAS FinTech Awards in 2020 (Singapore Financial Institution category).

Your funds are safeguarded

Strong governance is in place to safeguard our investors’ capital, which is held in escrow and managed by an independent agent. We’re regulated by the MAS and hold a Capital Markets License. 

How to Start Investing with Validus

Join accredited investors and institutions lending to growing SMEs in Singapore – Simply sign up for an account in 10 minutes.

01

Get Started

Register now and upload your NRIC or Passport, and Proof of Address to get started

Register Now
02

Transfer Funds

Transfer a minimum of SGD 50,000 via bank transfer

02

Configure Auto-Invest

Select the product types that fit your risk appetite

02

Start Earning

Watch your investment(s) mature and when payments are made, withdraw your balance or automatically reinvest your funds with Auto Invest

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Monitor portfolio, view facilities and more with our Validus Investor app

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Interested to learn more about this asset class?

Need more information? Book a call today and our RMs will be happy to answer any questions you have!

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