Corporate Vendor Financing for SMEs supplying to YTL Powerseraya


Access to financing is crucial to ensure SME resilience. YTL PowerSeraya has partnered with Validus so their SME Vendors can secure better business financing to boost cash flow sustainably.

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Corporate Vendor Financing: Pre-approved for up to $500k, collateral-free

Invoice Financing
Advance cash on your unpaid invoice(s)
Pre-approved for up to $500,000
Loan tenure 1 to 5 months
Interest rate from as low as 0.6% per month
Easy to apply, 48-hr approval
Purchase Order (PO) Financing
Unlock working capital from your Purchase Orders
Up to 60% of Purchase Order value
Loan tenure 2 to 4 months
Interest rate from as low as 1.2% per month
Easy to apply, 48-hr approval
Working Capital Financing (Disclosed)
Unsecured loans with convenient repayments by your end-buyer
Up to $200,000
Loan tenure 3 to 12 months
Interest rate from as low as 8.99% p.a.
Easy to apply, 48-hr approval

Best suited to B2B or wholesale businesses in Singapore

Small and medium businesses who are registered in Singapore, have more than two years' operational history, in a sector such as:

- Construction
- Marine and Offshore
- Logistics and Transportation
- Wholesale Trade and Manufacturing
- Cleaning, Delivery services
- Or, SMEs with Govt. or MNC Buyers


Address business cash flow challenges


Fulfil orders and meet increased demand


Supplement govt. reliefs and bank loans


Fund business growth or expansion

Frequently Asked Questions

How much can my business borrow?

You may borrow up to SGD 500k. Loan amount, interest rates, and disbursement fee for any finance or loan request may vary and is subject to assessment by Validus Capital.

How does Invoice Financing work?

After invoicing their buyers, SMEs can submit their verified invoices to Validus. Once approved, Validus then disburses up to 80% of the invoice amount to the SME. After the buyer makes payment on the invoice due date, Validus will send the SME the balance amount, minus interest payable.

How do I apply? What documents are required?

It’s easy to get started, SMEs will simply need to send in a few documents to apply*

  • Bank Statements (past 6 months)
  • Financial Statement/ Management Account (past 1 year)
  • Credit Bureau Statement (past 1 month) of Personal Guarantor(s)
  • Notice of Assessment (past 1 year) of Personal Guarantor(s)

*Required application documents may vary on application based on the financing request

What are the interest rates and fees?

It can vary from 1% – 2% per month, depending on the SME profile and credit analysis. Unlike banks and other financing companies, Validus only charges a one-time disbursement fee only (no additional nor hidden charges).

How soon can I receive funds?

Typically within 48 hours of your financing request being successfully funded on our platform, and you have signed off on the required transaction documents.

Please refer to our FAQs page if you have more questions.

Check your eligibility

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YTL PowerSeraya has partnered with Validus so SMEs can access funds easily and affordably. YTL PowerSeraya’s Vendors are pre-approved for up to $500,000 on Invoice Financing facilities.
Learn more about Validus X YTL PowerSeraya partnership →

Hear from local business owners

We’ve funded over $550 million to SMEs, helping to accelerate their growth. But don’t take our word for it…take theirs instead.

Exclusive Offer Terms and Conditions

*SMEs who are financing with Validus for the first time will enjoy 30% off disbursement fee on their first Invoice, Purchase Order, or on a Working Capital (Disclosed) arrangement. This exclusive Offer is intended for YTL PowerSeraya’s vendors only, and ends 31 Dec 2020. Information provided is intended as a guide, and does not constitute a loan application or an offer of finance. Loan amount and interest rates will be based on lending criteria and may vary. Any finance or loan request is subject to assessment against Validus Capital’s lending criteria, standard disclaimers and terms and conditions. Validus Capital reserves the right to update the information without prior notice.