A Working Capital Loan that gives you up to $300k takes 2 docs to apply gets approved in 24 hrs

Looking for working capital financing that is affordable, fast, and hassle-free? We help SMEs like yours access working capital loans for operational expenses or growth, without taking on long-term debt.

If your business is an ACRA-registered private limited company that has been in operations for at least 6 months, you can:

*KYC documents for onboarding to be submitted after approval

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    Accelerate your business growth with FAST working capital

    Invoice Financing

    Up to $1 million

    Max. 80% of invoice amount

    Working Capital Loan

    Up to $300k

    *KYC documents for onboarding to be submitted after approval

    Purchase Order Financing

    Up to $500k

    Max. 50% of PO amount

    Why choose a working capital loan from Validus?

    Compared to Banks and other Financial Institutions, we typically require less documents from you to get started.

    Hear what SMEs are saying

    We’ve disbursed over SGD 4.8 billion in business loans to SMEs. But don’t take our word for it…take theirs instead.

    Frequently Asked Questions

    The eligibility criteria differs across product but as a general rule of thumb, Singapore private limited companies that have been in operation for at least 6 months, and sole proprietorships (owned by Singaporeans or PRs) that have been in operation for at least 18 months.

    The loan approval outcome will depend on the assessment of our credit and risk teams.

    For Working Capital Financing, you are required to submit a minimum of 2 documents* for credit assessment:

    • Latest 6 months bank statements
    • CBS of guarantor(s)
    • NOA (*only applicable for sole proprietorships and single shareholders)

    For Disclosed Invoice Financing

    • CBS of guarantor(s)

    For Non Disclosed Invoice Financing, Purchase Order Financing, Accounts Payable Financing:

    • 2-year Financial Statements
    • 6-month Bank Statements
    • CBS of guarantor(s)
    • GST F5
    • GST SOA
    • MLCB of guarantor(s)

    You may borrow up to SGD 1 million for Invoice Financing, up to SGD 300k for Working Capital Financing, and up to SGD 500k for Purchase Order Financing and Accounts Payable Financing. Loan amount, interest rates, and disbursement fee for any finance or loan request may vary and is subject to assessment by Validus Capital.

    Simply get in touch with us with the form above. Once your application has been approved and the documents verified by our credit team, the funds will be disbursed to your nominated account within 24 hours.

    Borrowing from another financial institution or bank?

    Get in touch and find out if you qualify for better rates. Request for your non-obligatory callback and apply now!

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    Thank you for your getting in touch, we will reach out within 2 business days.