SME Value Champion

A Working Capital Loan that gives you up to $150k takes 2 docs to apply gets approved in 24 hrs

Looking for working capital financing that is affordable, fast, and hassle-free? We help SMEs like yours access working capital loans for operational expenses or growth, without taking on long-term debt.

If your business is an ACRA-registered private limited company that has been in operations for at least 2 years, you can:

*KYC documents for onboarding to be submitted after approval

    By submitting this form, I consent to being contacted via email and/or phone number, and agree to our Terms of Use and Privacy Policy.

    Accelerate your business growth with FAST working capital

    Invoice Financing

    Up to $1 million

    Max. 90% of invoice amount

    Working Capital Loan

    Up to $150k

    *KYC documents for onboarding to be submitted after approval

    Purchase Order Financing

    Up to $120k

    Max. 60% of PO amount

    Why choose a working capital loan from Validus?

    Compared to Banks and other Financial Institutions, we typically require less documents from you to get started.

    Hear what SMEs are saying

    We’ve disbursed over $2 billion in funds to SMEs. But don’t take our word for it…take theirs instead.

    Frequently Asked Questions

    Please note that we only finance ACRA-registered private limited companies that have been in operations for at least 6 months for Working Capital Financing and 2 years for Invoice and Purchase Order Financing. The loan approval outcome will depend on the assessment of our credit and risk teams.

    To finance invoices issued to ST Engineering, SMRT, KSL, Guthrie Engineering, KSH Holdings, Country Foods or YTL:

    • For pre-approved limit of up to $500k, no documents are required
    • For a limit of up to $1 million, we may request for company Financials, Bank Statements, Ageing Report, CBS and NOA of Directors

    For non-disclosed Invoice Financing and Purchase Order Financing*:

    • 2-year Financial Statements
    • 6-month Bank Statements
    • CBS and NOA of Directors
    • Ageing Report

    For disclosed Invoice Financing, no documents are required*

    For disclosed Purchase Order Financing, 12-month Bank Statements are required*

    For working capital financing, you will only be required to submit 2 documents* for credit assessment:

    • 6-month Bank Statements
    • CBS of Directors

    *Documents required for credit assessment only. KYC documents for onboarding to be submitted after approval

    You may borrow up to SGD 1 million for Invoice Financing, up to SGD 150k for Working Capital Financing, and up to SGD 120k for Purchase Order Financing. Loan amount, interest rates, and disbursement fee for any finance or loan request may vary and is subject to assessment by Validus Capital.

    Simply get in touch with us with the form above or self-register online on our platform within minutes. Once your application has been approved and the documents verified by our credit team, your financing request will be crowdfunded by our lenders and the funds will be disbursed to your nominated account within 24 hours.

    Borrowing from another financial institution or bank?

    Get in touch and find out if you qualify for better rates. Request a non-obligatory callback or WhatsApp us if you have any questions!

    As featured in