Collateral-free financing for growing businesses

Considering getting a business loan? Take advantage of our affordable low-interest, flexible options. With minimal paperwork and 48-hour approval, you could access working capital of up to $250,000, so you can complete or take on new projects and grow your business quickly.

Unlock cash flow and drive business growth with affordable financing – Check your rate now

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Reliable, Trusted Founded in 2015, we’ve since funded over 1,000 business loans totaling more than $100 million to date

Business financing for growing Singapore SMEs

Helping your business maintain a stable cash flow for sudden demand changes, additional expenses or for expansion, as and when required.
PO Financing
get up to60%
of each Purchase Order amount
Access cash prior to project commencement
No need to pledge any assets
48-hour approval, next-day cash
Low interest rate from 1.5%*
No hidden or extra charges – Disbursement fee only
Easy application, minimal documentation required
Get Started - Book a Meeting
Invoice Financing
get up to80%
of each Invoice amount
Get paid sooner and unlock cash
flow
No need to pledge any assets
48-hour approval, next-day cash
Low interest rate from 1%*
No hidden fees or extra charges – disbursement fee only
Easy application, minimal documentation required
Check your rate - Request a Call Back
Working Capital
up to$250,000
of collateral-free financing
Apply anytime, for a 6 to 12-month tenure
No need to pledge any assets
48-hour approval, next-day cash
Low interest rate from 1.75%*
No hidden or extra charges – Disbursement fee only
Easy application, minimal documentation required
Check your rate - Request a Call Back

Apply now for fast, low-rate financing for SMEs

  • 1

    Apply online anytime, anywhere

    Take a few minutes and complete our easy online application. Upload the required documents and get a quick approval decision.

  • 2

    Submit financing request

    Simply send us a request for Working Capital financing, or the Purchase Order or Invoice that’s due in the future, and we’ll take care of the rest.

  • 3

    Receive cash fast

    Once the documents are verified, the funds will be disbursed to your nominated account within 24-48 hours. Your buyer or customer will then pay Validus Capital directly as per your standard payment terms.

Questions? Call us at +65 6100 0610 // Monday to Friday, 9am to 6pm
Or WhatsApp +65 8306 6646 ↗

Frequently Asked Questions

Are you a Singapore company?

Yes we are a Singapore company licensed and regulated by MAS. Backed by Vertex Ventures (member of Temasek Holdings), we offer Singapore SMEs a suite of business financing options to bridge the cash flow gap. Read about us in the media →

What is the eligibility criteria?

Your business must be a Singapore-registered entity and must be in operation for the last two years. Other eligibility criteria will also apply.

Are you approved on GeBIZ?

Yes, Validus Capital is registered on GeBIZ (the Singapore Government’s e-procurement portal) as an approved financing partner for local businesses. Validus Capital Pte Ltd is licensed and regulated by the Monetary Authority of Singapore (MAS), and holds a Capital Markets Services licence.

What documents do you require?

Minimal documentation required, e.g. M&A, Director’s NRIC and/or Passport, Last 2 years’ Financial Statement / Management Accounts

Read about us in the press