Take advantage of our affordable low-interest, flexible options. With minimal paperwork and 48-hour approval, you could access working capital of up to $500,000 so you can complete or take on new projects and grow your business quickly.
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Reliable, Trusted Founded in 2015, we’ve since funded over 16,000 business loans totalling more than $450 million to date
What is the eligibility criteria?
To qualify for an SME loan, your business must be registered on ACRA, with an operating history of at least 2 years, and a minimum annual revenue of at least SGD 500k.
How much funding can I get?
You may borrow up to SGD 500k for an SME loan. Loan amount, interest rates and disbursement fee for any finance or loan request may vary and is subject to assessment by Validus Capital.
How do I apply? What is the process?
Simply get in touch with us to get started. The application process for an SME loan typically takes less than 15 mins. Once your application has been approved and the documents verified (typically within 48 hours), your financing request will be crowdfunded by our lenders and the funds will be disbursed to your nominated account within 24-48 hours.
What documents are needed to apply?
It’s easy to get started, SMEs will simply need to send in a few documents to apply for an SME loan*
- Bank Statements (past 6 months)
- Financial Statement/ Management Account (past 1 year)
- Credit Bureau Statement (past 1 month) of Personal Guarantor(s)
- Notice of Assessment (past 1 year) of Personal Guarantor(s)
*Required application documents may vary on application based on the financing request
Please refer to our FAQs page if you have more questions.