Exclusive to ST Engineering Group Vendors

Take advantage of low-interest invoice financing at just 0.8% per month^. Get up to $1,000,000 in 48 hours^ to fund your operational expenses and to grow your business.

Pre-approved, no minimum requirements to apply

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Best Suited The ease, speed and flexibility of getting funds makes us an SME-preferred financing option compared to conventional bank loans.

Free up your cash flow, no collateral needed

Maintain a stable cash flow for sudden demand changes, additional expenses or for business expansion, as and when required.
PO Financing
get up to60%
of each Purchase Order amount
Access cash prior to project commencement
No hidden or extra charges – Disbursement fee only
Easy application, minimal docs required
Get Started - Request a Call
Invoice Financing
get up to90%
of each Invoice amount
Get paid sooner and unlock cash flow
Tenure 30 to 150 days, depending on invoice terms
Flexible - Choose the invoices to finance
Get Started - Request a Call
Working Capital
up to$250,000
and cash flow friendly repayments
Zero-collateral business loan
Enjoy affordable, competitive rates
Choose from 6 - 12 months' tenure
Get Started - Request a Call

Apply now for fast SME Financing

  • 1

    Apply online anytime, anywhere

    Simply send us the required documents and we'll be back in touch in less than 48 hours with your rates.

  • 2

    Submit invoice financing request

    Simply send us the Invoice that’s due in the future, and we’ll take care of the rest.

  • 3

    Receive cash the next day

    Funds will be disbursed to your nominated account after the documents have been verified. ST Engineering Group will then pay Validus directly as per your invoice payment terms.

Questions? Call us at +65 6100 0610 // Monday to Friday, 9am to 6pm
Or WhatsApp +65 8306 6646 ↗

Frequently Asked Questions

What is this program?

ST Engineering and Validus Capital have collaborated so that ST Engineering Group’s valued vendors (businesses supplying products or services to ST Engineering, ST Electronics, ST Marine, ST Kinetics) can access better business financing designed for SMEs. ST Engineering Group Vendors can enjoy lower interest rates and faster processing on Invoice Financing and other business financing products.

What is the eligibility criteria to apply for financing?

Your business must be a Singapore-registered entity supplying or providing a service to ST Engineering Group (any of its companies).

Is Validus a licensed company?

Yes, we are a Singapore company licensed by the Monetary Authority of Singapore. Validus is also an approved financing partner on GeBIZ, and a member of the Singapore Fintech Association and other trade associations. Backed by AAA-rated FMO and Vertex Ventures (member of Temasek Holdings), we offer Singapore SMEs a suite of business financing options to bridge the cash flow gap. Read about us in the media

What documents are required to apply?

No minimum requirements for Invoice Financing. Simply send us the following to apply:

  • Director(s) NRIC/ Passport
  • Directors(s) Proof of Address
  • M&AA

NOTE: ^Interest Rate is applicable for invoices to ST Engineering Group only. Maximum SGD 1,000,000, up to 90% of invoice amount.  48-hour financing is upon submission of required documents. Information provided is intended as a guide, and does not constitute an loan application or an offer of finance. Any finance or loan request is subject to assessment against Validus Capital’s lending criteria, standard disclaimers and terms and conditions.

Read about us in the press