Exclusive to Prudential customers

Considering getting a business loan? Take advantage of our low-interest, flexible financing options instead. You could access working capital of up to $500,000, so you can complete or take on new projects and grow your business quickly. Plus get $500 off on your first facility.

Unlock cash flow and drive business growth with collateral-free financing – Get a quick quote now

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EXCLUSIVE Prudential Freedom customers receive $500 off their first facility disbursement fee

Business financing for growing Singapore SMEs

Helping your business maintain a stable cash flow for sudden demand changes, additional expenses or for expansion, as and when required.
PO Financing
get up to60%
of each Purchase Order amount
Access cash prior to project commencement
No need to pledge any assets
48-hour approval, next-day cash
Low interest rate from 1.5%*
No hidden or extra charges – Disbursement fee only
Easy application, minimal documentation required
Get Started - Request a Call Back
Invoice Financing
get up to80%
of each Invoice amount
Get paid sooner and unlock
cash flow
No need to pledge any assets
48-hour approval, next-day cash
Low interest rate from 1%*
No hidden fees or extra charges – disbursement fee only
Easy application, minimal documentation required
Get Started - Request a Call Back
Working Capital
up to$250,000
of collateral-free financing
Apply anytime, for a 6 to 12-month tenure
No need to pledge any assets
48-hour approval, next-day cash
Low interest rate from 1.75%*
No hidden or extra charges – Disbursement fee only
Easy application, minimal documentation required
Get Started - Request a Call Back

Apply now for fast, low-rate financing for SMEs

  • 1

    Apply online anytime, anywhere

    Take a few minutes and complete our easy online application. Upload the required documents and get a quick approval decision.

  • 2

    Submit financing request

    Simply send us a request for Working Capital financing, or the Purchase Order or Invoice that’s due in the future, and we’ll take care of the rest.

  • 3

    Receive cash fast

    Once the documents are verified, the funds will be disbursed to your nominated account within 24-48 hours. Your buyer or customer will then pay Validus Capital directly as per your standard payment terms.

Questions? Call us at +65 6100 0610 // Monday to Friday, 9am to 6pm
Or WhatsApp +65 8306 6646 ↗

Frequently Asked Questions

What benefit do I get as a Prudential customer?

You will receive $500 off the disbursement fee on your first financing facility.Backed by Vertex Ventures (member of Temasek Holdings), we offer Singapore SMEs a suite of business financing options to bridge the cash flow gap. Read about us in the media →

What is the eligibility criteria?

Your business must be a Singapore-registered entity and must be in operation for the last two years. Other eligibility criteria will also apply.

Are you registered in Singapore?

Yes, Validus Capital is a Singapore company licensed and regulated by the Monetary Authority of Singapore (MAS), and holds a Capital Markets Services licence. We are also registered on GeBIZ (the Singapore Government’s e-procurement portal) as an approved financing partner for local businesses.

What documents do you require?

Minimal documentation required, e.g. M&A, Director’s NRIC and/or Passport, Last 2 years’ Financial Statement / Management Accounts

Read about us in the press