Now’s the time to consider securing additional funds for your business
If you are an ACRA-registered private limited company that has been operating for at least 2 years, you can further capitalise on business opportunities with ready funds of up to $1,000,000. As Singapore’s #1 online lender for small and medium businesses, we’ve helped hundreds of SMEs grow their business with fast, flexible business loans.
Check your eligibility and rates
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POSITIONING FOR GROWTH Set your business up for success – fund your project or manage cash flow through flexible and low-cost financing facilities for SMEs
SME financing solutions to meet your business needs
Whether you are a supplier or a service provider, having the flexibility of a PO or invoice financing facility means you can maintain a stable cash flow for sudden demand changes, additional expenses, or for business expansion, as and when required.
*KYC documents for onboarding to be submitted after approval
Apply now for fast, low-rate financing for SMEs
- 1
Apply online anytime, anywhere
Take a few minutes and complete our easy online application. Upload the required documents and get a quick approval decision.
- 2
Submit financing request
Simply send us a request for Working Capital financing, or the Purchase Order or Invoice that’s due in the future, and we’ll take care of the rest.
- 3
Receive cash fast
Once the documents are verified, the funds will be disbursed to your nominated account within 24-48 hours. Your buyer or customer will then pay Validus Capital directly as per your standard payment terms.
Frequently Asked Questions
What is the eligibility criteria?
Please note that we only finance ACRA-registered private limited companies that have been in operations for at least 2 years. The loan approval outcome will depend on the assessment of our credit and risk teams.
Are you approved on GeBIZ?
Yes, Validus Capital is registered on GeBIZ (the Singapore Government’s e-procurement portal) as an approved financing partner for local businesses.
How do I apply? What is the process?
Simply get in touch with us to get started. The application process for an SME loan typically takes less than 15 mins. Once your application has been approved and the documents verified (typically within 48 hours), your financing request will be crowdfunded by our lenders and the funds will be disbursed to your nominated account within 24-48 hours.
What documents are needed to apply?
To finance invoices issued to ST Engineering, SMRT, KSL, Guthrie Engineering, KSH Holdings, Country Foods or YTL:
- For pre-approved limit of up to $500k, no documents are required
- For a limit of up to $1 million, we may request for company Financials, Bank Statements, Ageing Report, CBS and NOA of Directors
For non-disclosed Invoice Financing and Purchase Order Financing*:
- 2-year Financial Statements
- 6-month Bank Statements
- CBS and NOA of Directors
- Ageing Report
For disclosed Invoice Financing, no documents are required*
For disclosed Purchase Order Financing, 12-month Bank Statements are required*
For working capital financing, you will only be required to submit 2 documents* for credit assessment:
- 6-month Bank Statements
- CBS of Directors
*Documents required for credit assessment only. KYC documents for onboarding to be submitted after approval
