Now’s the time to consider securing additional funds for your business
If you are an ACRA-registered private limited company that has been operating for at least 2 years, you can further capitalise on business opportunities with ready funds of up to $1,000,000. As Singapore’s #1 online lender for small and medium businesses, we’ve helped hundreds of SMEs grow their business with fast, flexible business loans.
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POSITIONING FOR GROWTH Set your business up for success – fund your project or manage cash flow through flexible and low-cost financing facilities for SMEs
SME financing solutions to meet your business needs
Whether you are a supplier or a service provider, having the flexibility of a PO or invoice financing facility means you can maintain a stable cash flow for sudden demand changes, additional expenses, or for business expansion, as and when required.
Apply now for fast, low-rate financing for SMEs
- 1
Apply online anytime, anywhere
Take a few minutes and complete our easy online application. Upload the required documents and get a quick approval decision.
- 2
Submit financing request
Simply send us a request for Working Capital financing, or the Purchase Order or Invoice that’s due in the future, and we’ll take care of the rest.
- 3
Receive cash fast
Once the documents are verified, the funds will be disbursed to your nominated account within 24-48 hours. Your buyer or customer will then pay Validus Capital directly as per your standard payment terms.
Frequently Asked Questions
What is the eligibility criteria?
Please note that we only finance ACRA-registered private limited companies that have been in operations for at least 2 years. The loan approval outcome will depend on the assessment of our credit and risk teams.
Are you approved on GeBIZ?
Yes, Validus Capital is registered on GeBIZ as an approved financing partner for local businesses. Validus Capital Pte Ltd is licensed and regulated by the Monetary Authority of Singapore (MAS), and holds a Capital Markets Services licence.
How do I apply? What is the process?
Simply get in touch with us to get started. The application process for an SME loan typically takes less than 15 mins. Once your application has been approved and the documents verified (typically within 48 hours), your financing request will be crowdfunded by our lenders and the funds will be disbursed to your nominated account within 24-48 hours.
What documents are needed to apply?
To finance invoices issued to ST Engineering, SMRT, KSL, Guthrie Engineering, KSH Holdings, Country Foods or YTL:
- For pre-approved limit of up to $500k, no documents are required
- For a limit of up to $1 million, minimal documents required:
- – Bank Statements (past 6 months)
- – Credit Bureau Statement (past 1 month) of Personal Guarantor(s)
To finance invoices issued to any other companies or purchase order financing:
SMEs will simply need to send in a few documents to apply^
- – Bank Statements (past 6 months)
- – Financial Statement/ Management Account (past 1 year)
- – Credit Bureau Statement (past 1 month) of Personal Guarantor(s)
- – Notice of Assessment (past 1 year) of Personal Guarantor(s)
For working capital financing:
SMEs will simply need to send in 3 documents to apply^
- – Bank Statements (past 6 months)
- – Latest Credit Bureau Statement of Personal Guarantor(s)
- – KYC documents of Personal Guarantor(s)
^Required application documents are posted as guidelines only and are subject to change based on the assessment by our Credit and Risk teams for each financing request.
