Now’s the time to consider securing additional funds for your business

We’re Singapore’s leading online lender for small and medium businesses, offering fast, flexible business loans of up to $250,000 within 48 hours. Designed for growing businesses with little access to working capital and/or cash, improve your business cash flow without the need to pledge any asset.

Unsecured business loans within 48 hours
Find out how much you can access

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POSITIONING FOR GROWTH Set your business up for success – fund your project or manage cash flow through flexible and low-cost financing facilities for SMEs

Financing for growing Singapore SMEs

Offering small and medium businesses a cash flow solution and financing option that better suit their needs
The ease and and speed of getting funds makes us a suitable financing alternative for SMEs compared to conventional loan options
up to
Whether you are a supplier or a service provider, having the flexibility of a PO or invoice financing facility means you can maintain a stable cash flow for sudden demand changes, additional expenses or for business expansion, as and when required.
PO Financing
get up to60%
Access capital prior to project commencement
No need to pledge any assets
48-hour approval, next-day cash
Low interest rate from 1.5%*
No hidden or extra charges – Disbursement fee only
Easy application, minimal documentation required
Get Started - Request a Call Back
Invoice Financing
get up to80%
Get paid sooner and unlock
cash flow
No need to pledge any assets
48-hour approval, next-day cash
Low interest rate from 1%*
No hidden fees or extra charges – disbursement fee only
Easy application, minimal documentation required
Get Started - Request a Call Back

Apply now for fast, low-rate financing for SMEs

  • 1

    Apply online anytime, anywhere

    Take a few minutes and complete our easy online application. Upload the required documents and get a quick approval decision.

  • 2

    Submit financing request

    Simply send us a request for Working Capital financing, or the Purchase Order or Invoice that’s due in the future, and we’ll take care of the rest.

  • 3

    Receive cash fast

    Once the documents are verified, the funds will be disbursed to your nominated account within 24-48 hours. Your buyer or customer will then pay Validus Capital directly as per your standard payment terms.

Questions? Call us at +65 6100 0610 // Monday to Friday, 9am to 6pm
Or WhatsApp +65 8306 6646 ↗

Frequently Asked Questions

Are you approved on GeBIZ?

Yes, Validus Capital is registered on GeBIZ as an approved financing partner for local businesses. Validus Capital Pte Ltd is licensed and regulated by the Monetary Authority of Singapore (MAS), and holds a Capital Markets Services licence.

What is the eligibility criteria?

Your business must be a Singapore-registered entity and must be in operation for the last two years. Other eligibility criteria will also apply.

Are you registered in Singapore?

Yes, we are a Singapore company licensed by the Monetary Authority of Singapore. Backed by Vertex Ventures (member of Temasek Holdings), we offer Singapore SMEs a suite of business financing options to bridge the cash flow gap. Read about us in the media →

What documents do you require?

Minimal documentation required, e.g. M&A, Director’s NRIC and/or Passport, Proof of Residency, Last 2 years’ Financial Statement / Management Accounts, Last 6 months’ Bank Statements

Read about us in the press