Access funds for your business

Whatever your business needs, extra funds can get you there

Borrow $5,000 - $50,000

Fast 48-hour approval, next-day funds

Cash-flow friendly repayments

Unlock cash flow and drive business growth with collateral-free financing – Get a quick quote now

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RELIABLE, TRUSTED Backed by Temasek Holdings’ Vertex Ventures, Validus is Singapore’s largest SME financing platform with over $215 million disbursed to businesses to date.

Business financing for growing Singapore SMEs

Helping your business maintain a stable cash flow for sudden demand changes, additional expenses or for expansion, as and when required.
PO Financing
get up to60%
of each Purchase Order amount
Access cash prior to project commencement
Low interest rate from 1.5%*
Single flat fee, No hidden fees
Simple and fast application
Book a Meeting
Invoice Financing
get up to80%
of each Invoice amount
Get paid sooner and unlock
cash flow
Low interest rate from 1%*
Single flat fee, No hidden fees
Minimal docs needed to apply
Request a Call Back
Working Capital
up to$250,000
of collateral-free financing
Apply anytime, for a 6 to 12-month tenure
No need to pledge any assets
One-time disbursement fee only
Low interest rate from 1.75%*
Request a Call Back

Apply now for fast, low-rate financing for SMEs

  • 1

    Apply online anytime, anywhere

    Take a few minutes and complete our easy online application. Upload the required documents and get a quick approval decision.

  • 2

    Submit financing request

    Simply send us a request for Working Capital financing, or the Purchase Order or Invoice that’s due in the future, and we’ll take care of the rest.

  • 3

    Receive cash fast

    Once the documents are verified, the funds will be disbursed to your nominated account within 24-48 hours. Your buyer or customer will then pay Validus Capital directly as per your standard payment terms.

Questions? Call us at +65 6100 0610 // Monday to Friday, 9am to 6pm
Or WhatsApp +65 8306 6646 ↗

Frequently Asked Questions

Are you a Singapore company?

Yes, we are Singapore’s largest SME financing platform and are licensed by the Monetary Authority of Singapore. Backed by Temasek Holdings’ Vertex Ventures , we offer Singapore SMEs a suite of business financing options to bridge their cash flow gap and support their growth. Read about us in the media 

What is the eligibility criteria?

Your business is eligible to apply if it is:

► A Singaporean business registered on ACRA
► Has been operating for at least 2 years
► Has an annual revenue over SGD 250,000

Are you approved on GeBIZ?

Yes, Validus Capital is registered on GeBIZ (the Singapore Government’s e-procurement portal) as an approved financing partner for businesses. Validus Capital Pte Ltd is licensed by the Monetary Authority of Singapore (MAS), and holds a Capital Markets Services licence.

What documents do you require?

Simply apply online and send in these documents for quick approval:

► Bank Statements (last 6 months)
► Financial Statement/ Management Account (last 2 years)
► Director(s)’ IC, Credit Bureau Statement and Notice of Assessment (last 2 years)

Read about us in the press