Business Loans for SMEs in the Construction Industry

Access up to $500k, with no collateral needed
Fast approval in 48 hours
Personalised, low interest rates from 1% a month
Simple application, minimal docs to apply

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Loan Amount

How construction companies can benefit

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Funds to purchase equipment and materials
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Hiring and training workers
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Extra firepower to bid for new projects
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Strengthen and boost cash flow

Business loans to help you succeed in the construction industry

Working Capital Loan
Up to$250,000
unsecured loan
Purchase materials or new equipment
3 to 12-month tenure
Rates from 1.75% per month
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Invoice Financing
Up to80%
of invoice amount
Optimise your accounts receivable to free up cash flow
30 - 120 days' repayment terms, based on invoice terms
Rates as low as 1.2% per month
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What our SMEs think about us

We’ve disbursed over $500 million in funds to SMEs. But don’t take our word for it…take theirs instead.

View our SME feature series on YouTube

Frequently Asked Questions about SME loans

What is the eligibility criteria?

To qualify for an SME loan, your business must be registered on ACRA, with an operating history of at least 2 years, and a minimum annual revenue of at least SGD 500k.

How much funding can I get?

You may borrow up to SGD 500k for an SME loan. Loan amount, interest rates and disbursement fee for any finance or loan request may vary and is subject to assessment by Validus Capital.

How do I apply? What is the process?

Simply get in touch with us to get started. The application process for an SME loan typically takes less than 15 mins. Once your application has been approved and the documents verified (typically within 48 hours), your financing request will be crowdfunded by our lenders and the funds will be disbursed to your nominated account within 24-48 hours.

What documents are needed to apply?

It’s easy to get started, SMEs will simply need to send in a few documents to apply for an SME loan*

  • Bank Statements (past 6 months)
  • Financial Statement/ Management Account (past 1 year)
  • Credit Bureau Statement (past 1 month) of Personal Guarantor(s)
  • Notice of Assessment (past 1 year) of Personal Guarantor(s)

*Required application documents may vary on application based on the financing request

Please refer to our FAQs page if you have more questions.

Interested? Let's get in touch!

Boost cash flow and meet your business goals. Request a non-obligatory callback and get your free quote today!

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