Exclusive to APM Vendors

Take advantage of low-interest, flexible financing up to $500,000. Get paid earlier – access up to 90% of your invoice amount, so you can finance your operations and grow your business quickly, all without having to pledge your assets.

Find out how much you could access

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Best-suited The ease, speed and flexibility of getting funds makes us an SME-preferred financing option compared to conventional bank loans.

Free up your cash flow in 48 hours, no collateral needed

Maintain a stable cash flow for sudden demand changes, additional expenses or for business expansion, as and when required.
PO Financing
get up to60%
of each Purchase Order amount
Access cash prior to project commencement
No hidden or extra charges – Disbursement fee only
Easy application, minimal docs required
Get Started - Request a Call Back
Invoice Financing
get up to90%
of each Invoice amount
Get paid sooner and unlock cash flow
Low interest 1% per month*
Flexible - Choose the invoices to finance
Get Started - Request a Call Back
Working Capital
up to$250,000
and cash flow friendly repayments
Zero-collateral, unsecured business loan
Enjoy affordable, competitive rates
Choose from 6 - 12 months' tenure
Get Started - Request a Call Back

Apply now for fast, low-rate financing for SMEs

  • 1

    Apply online anytime, anywhere

    Take a few minutes and complete our easy online application. Upload the required documents and get a quick approval decision.

  • 2

    Submit invoice / financing request

    Simply send us the APM-verified Invoice that’s due in the future, or the Purchase Order or request for Working Capital financing, and we’ll take care of the rest.

  • 3

    Receive next-day funds

    Once the documents are verified, the funds will be disbursed to your nominated account within 24-48 hours. Your buyer or customer will then pay Validus Capital directly as per your standard payment terms.

Questions? Call us at +65 6100 0610 // Monday to Friday, 9am to 6pm
Or WhatsApp +65 8306 6646 ↗

Frequently Asked Questions

What is this program?

APM and Validus Capital have collaborated so that APM’s valued vendors (businesses supplying products or services to The MCST Plan No. 2197) can access better business financing designed for SMEs. APM Vendors can enjoy lower interest rates and faster processing on Invoice Financing and other business financing products.

What is the eligibility criteria?

Your business must be a Singapore-registered entity, an APM Vendor, and have be in operations for the last two years. Other eligibility criteria may also apply.

What documents are required to apply?

Minimal documentation required, e.g. M&AA, Director’s NRIC and/or Passport, Proof of Address, Last 2 years’ Financial Statement / Management Accounts, Last 6 months’ Bank Statements

Are you registered in Singapore?

Yes, we are a Singapore company licensed by the Monetary Authority of Singapore. Backed by Vertex Ventures (member of Temasek Holdings), we offer Singapore SMEs a suite of business financing options to bridge the cash flow gap. Read about us in the media

NOTE: Interest rate is based on a monthly basis, applicable only for Invoice Financing on invoices to The MCST Plan No. 2197 or APM Property Management Pte Ltd. Information provided is intended as a guide, and does not constitute a loan application or an offer of finance. Any finance or loan request is subject to assessment against Validus Capital’s lending criteria, standard disclaimers and terms and conditions.

Read about us in the press