|Rate of Returns||Non-performing Loan Rates|
|Lowest and Highest Rates (per annum)||Weighted Average (per annum)||Loans past 30 days but fewer than 90 days||Loans past 90 days|
|2018||4.42% - 24.00%||-||1.69%*||2.50%^|
|2019||4.23% - 37.83%||11.14%||3.52%||2.69%|
Please note: Investor returns have been computed as the internal rate of return (XIRR) of:
• Actual cash flows for all loans disbursed in 2019 and closed in 2019, and
• Actual repayments for all loans disbursed in 2019 and partially repaid in 2019
• Single payment loans disbursed in 2019 and open as of Dec 31, 2019 have been excluded from the calculation.
*Of which 99% have been subsequently recovered, as of 13 Dec 2019
^Of which 59% have been subsequently recovered, as of 13 Dec 2019
Information on this page has been prepared as general information, please note that historical rates of returns may not reflect future returns.