Finance your invoices with a loan that gives you up to $1 million gets approved in 24 hours takes 1 document for credit assessment Lets you pick the invoices you want to finance

Looking for fast, hassle-free, and affordable financing solutions?

Our invoice financing allows small to medium businesses (SMEs) to unlock cash tied up in unpaid invoices. Benefit from immediate cash flow, flexible terms, and no long-term debt, empowering your business to accelerate growth and support expansion plans.

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    Accelerate your business growth with FAST business funding

    Invoice Financing

    Up to $1 million

    Max. 80% of invoice amount

    Working Capital Loan

    Up to $150k

    Purchase Order Financing

    Up to $300k

    Max. 50% of PO amount

    Why choose Validus for invoice financing?

    Loan approval outcome in as fast as 1 day

    Attractive interest rates from as low as 1.05% per month

    Transparent, simple fees

    Pick and choose the invoices you want to finance

    How does invoice financing work?

    Why choose a working capital loan from Validus?

    Compared to Banks and other Financial Institutions, we typically require less documents from you to get started.

    Hear what SMEs are saying

    We’ve disbursed over SGD 4.8 billion in business loans to SMEs. But don’t take our word for it…take theirs instead.

    Frequently Asked Questions

    At Validus, we only finance Singapore private limited companies registered with ACRA. The invoice financing loan approval outcome will depend on the assessment of our credit and risk teams.

    Simply get in touch with us with the form above or self-register online on our platform within minutes. Once your application has been approved and the documents verified by our credit team, your financing request will be crowdfunded by our lenders and the funds will be disbursed to your nominated account within 24 hours.

    After invoicing their buyers, SMEs can submit their verified accounts receivables to Validus when they apply for our invoice financing loan. Once approved, Validus then disburses up to 90% of the invoice amount to the SME. After the buyer makes payment to Validus on the invoice due date, we will send the SME the balance amount, minus interest payable.

    For non-disclosed Invoice Financing*:

    • 2-year Financial Statements
    • 6-month Bank Statements
    • CBS and NOA of Directors
    • Ageing Report

    For disclosed Invoice Financing, no documents are required*

    *Documents required for credit assessment only. KYC documents for onboarding are to be submitted after approval

    You could get up to S$1 million, a maximum of 90% of your invoice amount when you apply for invoice financing from Validus. However, loan amount, interest rates and disbursement fee for any finance or loan request may vary and are subject to assessment by Validus Capital. Please reach out to our professionals to get a more accurate quote.

    Borrowing from another financial institution or bank?

    Get in touch and find out if you qualify for better rates. Request for your non-obligatory callback and apply now!

    More of Our Products

    Working Capital Financing

    Get up to $150,000 in one day, with just two documents

    Learn More

    Invoice Financing

    Get up to $1 million in financing and receive early payments on your customer invoices

    Learn More

    Purchase Order Financing

    Get up to $300,000 for project costs and supplies with your customer’s purchase order

    Learn More

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