Better Business Financing for F&B Suppliers
We provide smart financing solutions like Invoice Financing and PO Financing so F&B suppliers can better cope with seasonal demand changes, make critical purchases, expand operations, and fund business growth.
Logistics and Transportation
Or, SMEs with Govt. Buyers
How much can my business borrow?
You may borrow up to 90% of your invoice value (max. $1 million) and up to 60% of your purchase order value (max. $120k). Loan amount, interest rates, and disbursement fee for any finance or loan request may vary and is subject to assessment by Validus Capital.
How does Invoice Financing work?
After invoicing their buyers, SMEs can submit their verified invoices to Validus. Once approved, Validus then disburses up to 90% of the invoice amount to the SME. After the buyer makes payment on the invoice due date, Validus will send the SME the balance amount, minus interest payable.
How do I apply? What documents are required?
It’s easy to get started, SMEs will simply need to send in a few documents to apply*
- Bank Statements (past 6 months)
- Financial Statement/ Management Account (past 1 year)
- Credit Bureau Statement (past 1 month) of Personal Guarantor(s)
- Notice of Assessment (past 1 year) of Personal Guarantor(s)
*Required application documents may vary on application based on the financing request
Are there any hidden fees?
Interest rates are determined based on the SME profile and credit analysis. Unlike banks and other financing companies, Validus only charges a one-time disbursement fee on top of the monthly interest.
How soon can I receive funds?
Typically within 48 hours of your financing request being successfully funded on our platform, and you have signed off on the required transaction documents.
Please refer to our FAQs page if you have more questions.
We’ve funded over $2 billion to SMEs, helping to accelerate their growth. But don’t take our word for it…take theirs instead.
Information provided is intended as a guide and does not constitute a loan application or an oﬀer of ﬁnance. Loan amount and interest rates will be based on lending criteria and may vary. Any ﬁnance or loan request is subject to assessment against Validus Capital’s lending criteria, standard disclaimers and terms and conditions. Validus Capital reserves the right to update the information without prior notice.