Better Business Financing for F&B Suppliers
We provide smart financing solutions like Invoice Financing and PO Financing so F&B suppliers can better cope with seasonal demand changes, make critical purchases, expand operations, and fund business growth.
Best suited for B2B businesses with credit terms of more than 30 days, in:
Wholesale Trade
F&B Manufacturing
F&B Distribution
Logistics and Transportation
Delivery services
Or, SMEs with Govt. Buyers


Gain a competitive edge with better financing
Frequently Asked Questions
How much can my business borrow?
You may borrow up to 90% of your invoice value (max. $1 million) and up to 60% of your purchase order value (max. $120k). Loan amount, interest rates, and disbursement fee for any finance or loan request may vary and is subject to assessment by Validus Capital.
How does Invoice Financing work?
After invoicing their buyers, SMEs can submit their verified invoices to Validus. Once approved, Validus then disburses up to 90% of the invoice amount to the SME. After the buyer makes payment on the invoice due date, Validus will send the SME the balance amount, minus interest payable.
How do I apply? What documents are required?
It’s easy to get started, SMEs will simply need to send in a few documents to apply*
- Bank Statements (past 6 months)
- Financial Statement/ Management Account (past 1 year)
- Credit Bureau Statement (past 1 month) of Personal Guarantor(s)
- Notice of Assessment (past 1 year) of Personal Guarantor(s)
*Required application documents may vary on application based on the financing request
Are there any hidden fees?
Interest rates are determined based on the SME profile and credit analysis. Unlike banks and other financing companies, Validus only charges a one-time disbursement fee on top of the monthly interest.
How soon can I receive funds?
Typically within 48 hours of your financing request being successfully funded on our platform, and you have signed off on the required transaction documents.
Please refer to our FAQs page if you have more questions.
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Disclaimer
Information provided is intended as a guide and does not constitute a loan application or an offer of finance. Loan amount and interest rates will be based on lending criteria and may vary. Any finance or loan request is subject to assessment against Validus Capital’s lending criteria, standard disclaimers and terms and conditions. Validus Capital reserves the right to update the information without prior notice.