A Working Capital Loan that gives you up to $150k takes 2 docs to apply gets approved in 24 hrs

Looking for working capital financing that is affordable, fast, and hassle-free? We help SMEs like yours access working capital loans for operational expenses or growth, without taking on long-term debt.

    By submitting this form, I consent to being contacted via email and/or phone number, and agree to our Terms of Use and Privacy Policy.

    Accelerate your business growth with FAST working capital

    Invoice Financing

    Up to $1 million

    Max. 90% of invoice amount

    Working Capital Loan

    Up to $150k

    *KYC documents for onboarding to be submitted after approval

    Purchase Order Financing

    Up to $120k

    Max. 60% of PO amount

    Why choose a working capital loan from Validus?

    Compared to Banks and other Financial Institutions, we typically require less documents from you to get started.

    Why-choose-a-working-capital-loan-from-Validus

    Hear what SMEs are saying

    We’ve disbursed over SGD 3 billion in funds to SMEs. But don’t take our word for it…take theirs instead.

    Frequently Asked Questions

    We finance private limited companies that have been in operation for at least 6 months. The loan approval outcome will depend on the assessment of our credit and risk teams. 

    For working capital financing, you will only be required to submit 2 documents* for credit assessment:

    • 6-month Bank Statements
    • CBS of Directors

    For disclosed Invoice Financing, no documents are required*

    For disclosed Purchase Order Financing, 12-month Bank Statements are required*

    *Documents required for credit assessment only. KYC documents for onboarding to be submitted after approval

    You may borrow up to SGD 1 million for Invoice Financing, up to SGD 150k for Working Capital Financing, and up to SGD 120k for Purchase Order Financing. Loan amount, interest rates, and disbursement fee for any finance or loan request may vary and is subject to assessment by Validus Capital.

    Simply get in touch with us with the form above or self-register online on our platform within minutes. Once your application has been approved and the documents verified by our credit team, your financing request will be crowdfunded by our lenders and the funds will be disbursed to your nominated account within 24 hours.

    Borrowing from another financial institution or bank?

    Get in touch and find out if you qualify for better rates. Request for your non-obligatory callback and apply now!

    More of Our Products

    Money Transfer

    Enjoy unlimited free transfers when you make FAST and PayNow transfers to suppliers, customers and employees

    Learn More

    Purchase Order Financing

    Receive funds for project overheads and supplies with your customer’s purchase order

    Learn More

    Expense Management

    Set, track, manage and get an overview of team budgets and expenses – anytime, anywhere

    Learn More

    Business Account

    Enjoy upsized time and cost savings with our all-in-one Validus Business Account for business finances

    Learn More

    Working Capital Financing

    Get up to $150,000 in one day, with just two documents

    Learn More

    Corporate Cards

    Issue unlimited corporate cards and empower your employees to spend anytime, anywhere

    Learn More

    Invoice Financing

    Receive payment earlier on your customer invoices and enjoy peace of mind

    Learn More

    As featured in

    Thank you for your getting in touch, we will reach out within 2 business days.