Enterprise Financing Scheme for Singapore SMEs*

Under the Enterprise Financing Scheme by Enterprise Singapore, Validus offers government-assisted loans to help SMEs access funds to drive recovery or growth.

As Singapore’s #1 trusted SME financing platform with over $2.3 billion disbursed, we make it our priority to help small business owners like you get the funds you need to boost working capital without the need to pledge collateral and take up long-term debt.

*Only applicable to ACRA-registered private limited companies that have been operating for > 6 months

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    Grow your business with our Government-assisted schemes

    Invoice Financing

    Up to $1 million

    Max. 90% of invoice amount

    Working Capital Financing

    Up to $150k

    unsecured loan

    *KYC documents for onboarding to be submitted after approval

    Purchase Order Financing

    Up to $120k

    Max. 60% of PO amount

    Gain a competitive edge with a stronger cash flow

    Need extra funds to purchase inventory or planning to expand your business? Here’s your chance to supercharge your working capital at attractive, low interest rates and take your business to the next level.

    Short-term capital injection or top up to bank financing

    Hire more employees, fund purchases, and fulfill orders

    Flexibility to obtain financing as and when you need

    Extra firepower to launch new products and services

    Hear what SMEs are saying

    We’ve disbursed over $2.3 billion in funds to SMEs. But don’t take our word for it…take theirs instead.

    Frequently Asked Questions

    Please note that we only finance ACRA-registered private limited companies that have been in operations for at least 6 months. The loan approval outcome will depend on the assessment of our credit and risk teams.

    For working capital financing, you will only be required to submit 2 documents* for credit assessment:

    • 6-month Bank Statements
    • CBS of Directors

    For disclosed Invoice Financing, no documents are required*

    For disclosed Purchase Order Financing, 12-month Bank Statements are required*

    *Documents required for credit assessment only. KYC documents for onboarding to be submitted after approval

    You may borrow up to SGD 1 million for Invoice Financing, up to SGD 150k for Working Capital Financing, and up to SGD 120k for Purchase Order Financing. Loan amount, interest rates, and disbursement fee for any finance or loan request may vary and is subject to assessment by Validus Capital.

    Simply get in touch with us with the form above or self-register online on our platform within minutes. Once your application has been approved and the documents verified by our credit team, your financing request will be crowdfunded by our lenders and the funds will be disbursed to your nominated account within 24 hours.

    Get in touch and transform your business today

    Don't wait any longer, reach out today and equip yourself with the working capital you need to achieve your business goals!

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