Dear CitiBusiness customer, Welcome to Validus!

It's a privilege to have you as our customer.

As we work on the smooth transfer of your CitiBusiness loan portfolio to Validus, managing your business and cash flow needs with minimal disruption remains our top priority.

We've assigned a dedicated Relationship Manager to get in touch with you to help you with any questions you may have.

You're also welcome to get in touch with us to update your latest contact details for a smoother transfer.

We look forward to delighting you with an excellent customer experience.

Update your contact details for a smoother transfer

Are you an existing Validus customer?

Southeast Asia's Leading SME Growth Financing Platform

Backed by several highly reputed VCs including Vertex Growth, Vertex Ventures SEA & India and
Openspace Ventures, rest assured your business is in good hands.
Winner of MAS FinTech Awards 2020 (Singapore Financial Institution)
Over $1.7 billion disbursed
Exclusive rates for suppliers of our corporate partners such as Sembcorp, Siemens, SMRT, ST Engineering and more
Fast approvals and disbursals in 24 hours

Tech-driven financing solutions to grow your business

Purchase Order Financing
Up to$120k
Max. 60% of PO amount
Funds to help kickstart your projects or fufill orders
Loan Tenure: up to 4 months
Rates from 1% per month
Working Capital Loan
Up to$150k
unsecured loan
Finance your expansion or grow your workforce
Rates from 8.3% p.a
Loan Tenure: 12 months
Only 2 documents to apply*

*KYC documents for onboarding to be submitted after approval

Invoice Financing
Up to$1 million
Max. 90% of invoice amount
Optimise your accounts receivable to free up cash flow
Loan Tenure: 1 to 5 months
Rates as low as 0.5% per month

Frequently Asked Questions about the transfer

Do I need to update my contact details with Validus?

If you are an existing Validus customer, we will continue to correspond with you via the contact details that we have on record.

If you are not a Validus customer yet, we will correspond with you via the contact details that Citibank has on record. Alternatively, you can email the following details to

• Company UEN

• Name of contact person(s)

• Email address(es)

• Mobile number(s)

To ensure that you receive all relevant information, it is important that you check that your contact details are kept up to date.

What will happen to my outstanding loans with Citibank?

Your outstanding loans from your CitiBusiness account will be carried over to Validus with similar terms & conditions.

How can I make loan repayments after the transfer?

Making loan repayments via electronic funds transfer

Please transfer to:

Bank Name: DBS

Account Name: Vistra Corporate Trust – Validus Capital

Acct. Number: 003 952 6687

Bank Code: 7171

Branch Code: 003

Reference: Include your company name

Making loan repayments via cheque deposit

Make cheque payable to:

Vistra Corporate Trust – Validus Capital

Acct. Number: 003 952 6687

Indicate your company name on the reverse of the cheque.

Do I need to update my GIRO arrangements?

If you currently pay your Citibank bills via GIRO, you will have to set up new GIRO arrangements to make payments to Validus after the transfer date.

Download the GIRO application form via and mail the completed form to us by 30 April 2022:

Validus Capital Pte. Ltd.

6 Shenton Way

#17-09 OUE Downtown 2

Singapore 068809

How do I access my account information after this?

After the transfer date, you may access your new account(s) via

If you are an existing Validus customer with log in access, please log in after the transfer date to view your new account(s).

If you are not an existing Validus customer and do not have log in access, you will receive a separate letter with more details about your new account(s).

As a part of Validus’ acquisition of Citibank’s CitiBusiness Unsecured Business Loans (“UBL”) portfolio in Singapore, Validus SMEs’ Terms & Conditions shall apply and the receivables of your loans will be assigned to the finance party Santorini Capital Management Pte. Ltd.

Thank you for entrusting Validus as your growth financing partner of choice!

We look forward to a successful partnership with you
Have more questions? Get in touch