Business Loans for Growing SMEs – Unsecured Short to Medium Term Financing

Access up to $500,000, with no collateral needed
Fast business loan approval in 48 hours
Personalised, low interest rates from 1% a month
Simple application process, minimal documentation to apply

Get my FREE SME business loan estimate

Loan Amount

How short-term business loans benefit you

Looking to undertake new projects, hire new staff or purchase new equipment? Running a business is capital intensive and we understand the cash flow challenges you may face.

Regardless of your project or business size, we are committed to keep you moving forward. Here’s your chance to obtain additional funds at attractive, low interest rates and take your business to the next level.

boost-cash-flow
Boost cash flow immediately
Icons made by srip from www.flaticon.com is licensed by CC 3.0 BY
Fulfil orders & meet seasonal demand
Icons made by Freepik from www.flaticon.com is licensed by CC 3.0 BY
Expand and grow workforce
new-business-opportunity
Capitalise on new business opportunities

Why choose Validus?

Icons made by Freepik from www.flaticon.com is licensed by CC 3.0 BY
Business loan approvals in 48 hours
Icons made by Freepik from www.flaticon.com is licensed by CC 3.0 BY
Attractive interest rates
Icons made by Freepik from www.flaticon.com is licensed by CC 3.0 BY
Transparent, simple fees
Icons made by Eucalyp from www.flaticon.com is licensed by CC 3.0 BY
Over $250 million funded

Business loans designed for growing SMEs

Purchase Order Financing
Up to 60%
of Purchase Order amount
Funds to help kickstart your projects or fufill orders
30 - 90 days' repayment term, based on Purchase Order terms
Rates from 1.5% per month
Request Call Back
Invoice Financing
Up to80%
of invoice amount
Optimise your accounts receivable to free up cash flow
30 - 120 days' repayment terms, based on invoice terms
Rates as low as 1.0% per month
Request Call Back
Working Capital Loan
Up to$250,000
unsecured loan
Finance your expansion or grow your workforce
3 to 12-month tenure

Rates from 1.75% per month
Request Call Back

Frequently Asked Questions

What is the eligibility criteria?

You must be a corporation or limited liability partnership registered with ACRA, have a bank account in Singapore; and preferably have been in operations for at least two years.

How do I apply? What is the process?

Simply get in touch with us to get started. The application process typically takes less than 15min, and the approval can be given in 48 hours.

How much can I borrow?

You may borrow up to SGD 500,000 on each financing application, subject to assessment against Validus Capital’s lending criteria, standard disclaimers and terms and conditions.

What documents are needed to apply?

Minimal documents needed, including the latest Financial Statements, Bank Statements and Director(s)’ ID, CBS, NOA.

Please refer to our FAQs page if you have more questions.

Apply for hassle-free business financing now in 3 simple steps

  • 1

    Check your eligibility

    Your business is eligible to apply if it is:

    ► A Singaporean business registered on ACRA
    ► Has been operating for at least 2 years
    ► Has an annual revenue over SGD 250,000

  • 2

    Apply online with fewer docs

    Simply apply online and send in these documents for fast approval:

    ► Bank Statements (last 6 months)
    ► Financial Statement/ Management Account (last 2 years)
    ► Director(s)' IC, Credit Bureau Statement and Notice of Assessment (last 2 years)

  • 3

    Receive funds fast

    Once your application has been approved and the documents verified (typically within 48 hours), your financing request will be be crowdfunded by our lenders and the funds will be disbursed to your nominated account within 24-48 hours.

Read about us in the press