We’re building a better financial world

Validus is Southeast Asia's largest SME financing platform for small businesses, individual and institutional investors. Using data analytics and AI to avail growth financing to underserved SMEs, Validus aims to drive inclusive growth for SMEs and economies in the ASEAN region.

We have built Validus using established, sophisticated and swift platforms to create a better financial experience. Better because it's branchless. Better because it's a transparent, two‐sided SME financing platform. And better because it's not focused on institutions but people.

An award-winning Fintech


Financing over $1 billion to SMEs across ASEAN

Founded in 2015 in Singapore, our first loan was disbursed to a small IT hardware supplier to Gardens by the Bay. Today, we’re a team of over 130 strong across four countries in ASEAN.  A big shout and thank you to our community of SMEs, investors, partners and most importantly, our team of dedicated individuals. We’re committed to driving financial inclusion for SMEs in the region, and our journey continues, onwards and upwards!

Read about our journey so far 

Meet the team

Vikas Nahata - Validus P2P lending platform
Vikas Nahata
Co-founder & Executive Chairman

In his 22 years’ of entrepreneurial experience, Vikas has co-founded start-ups in areas of Telecom Software, Real Estate and Manufacturing. As the former Director & Joint Managing Director of Bengal NRI (BNRI), Vikas drove one of Eastern India’s largest township projects; with a targeted revenue of over S$600 Mil, over 9 million sq feet of luxury residences across 65 acres. Vikas is also a founding member of the Singapore Fintech Association’s Marketplace Lending Committee, where as Co-Chair he is actively involved in industry development and is a key advocate of industry best practices and standards. Vikas graduated from Wharton (Class of ’98), and currently also serves on various Advisory Boards, including the Board of Directors for Centre for Fathering-Dads for Life, a not-for-profit organisation in Singapore.

Connect with Vikas on LinkedIn

Nikhilesh Goel - Validus P2P Lending platform
Nikhilesh Goel
Co-founder & Group CEO

Bringing over 13 years of Private Equity and Corporate Finance experience across Southeast Asia, Nikhilesh’s expertise includes debt and equity financing across diverse sectors, as well as portfolio management and value creation at SME companies. He founded the M&A Advisory practice at Taipan Partners, focusing on consumer and tech sector deals across South East Asia. Prior to Validus, he led M&A deals for Masan Group and developed key experience in portfolio management and capital raising for various companies as an Investment Manager at Avigo Capital Partners. At Validus, Nikhilesh runs the overall business operations and has played a key role in driving successful fundraising rounds, as well as forged strategic partnerships with key industry partners such as Visa and Temasek Holdings’ Vertex Ventures. He is a regular speaker at Fintech and SME conferences, sharing insights in Alternative Lending, Small Business Financing and Peer to Peer Platforms

Connect with Nikhilesh on LinkedIn

Jayanta Kumar Roy
Jayanta Roy
CEO, Validus Singapore

An SME banking veteran with over 30 years of experience in the financial services industry, Jayanta previously held key positions in DBS, Bank Danamon, and Citibank, and has strong experience in SME banking, across areas including business development, credit, risk, and collections. Jayanta joined Validus in 2017, where he has been in various roles, providing strategic and functional leadership across Sales, Risk and Compliance, and Collections. He currently serves as Chief Operations Officer overseeing Validus Singapore’s day-to-day operations, driving greater efficiency and ensuring stronger strategic execution across the Singapore office. Jayanta holds a postgraduate diploma in Business Management from the Indian Institute of Management (IIM) and a Bachelor in Mechanical Engineering from Jadavpur University.

Connect with Jayanta on LinkedIn

Our alliances

Validus Capital

Validus is an accredited member of

Bridging the SME financing gap across Southeast Asia

Total funded across all markets (SGD)