We’re building a better financial world

Validus is an online aggregator platform for SMEs to secure short term and medium term financing. Validus offers access to financing from individual and institutional Lenders. As a Peer‐to‐Business lending marketplace, Validus is using technology to minimise the cost of financial intermediation, and passing the benefits to both investors, and SMEs.

We have built Validus using established, sophisticated and swift platforms, to create a better financial experience. Better because it’s branchless. Better because it’s a transparent, two‐sided marketplace. And better because it’s not focused on institutions, but on people.

An award-winning Fintech

Financing over $500 million to SMEs across ASEAN

Founded in 2015 in Singapore, our first loan was disbursed to a small IT hardware supplier to Gardens by the Bay. Today, we’re a team of over 130 strong across four countries in ASEAN.  A big shout and thank you to our community of SMEs, investors, partners and most importantly, our team of dedicated individuals. We’re committed to driving financial inclusion for SMEs in the region, and our journey continues, onwards and upwards!

Read about our journey so far 

Meet the team

Ajit-Raikar - Validus P2P lending platform
Ajit Raikar
Co-founder & Executive Chairman

With over 30 years’ experience in SME banking, Ajit has held senior management positions across DBS Bank, Citibank, Fullerton Financial Holdings and Bank Danamon. His knowledge and expertise in the field of SME financing spans multi-geography exposure to banking verticals for coverage as well as risk. At Citibank, Ajit pioneered its SME banking concept – building a robust SME franchise from scratch that was replicated across Citibank globally. More recently prior to Validus, Ajit oversaw regional SME Banking at DBS Bank as MD, Regional Head of Strategy – Small and Medium Enterprises. A regular speaker on fintech and alternative lending topics, Ajit has shared his insights on prominent media including Channel NewsAsia and The Edge Singapore.

Connect with Ajit on LinkedIn

Vikas Nahata - Validus P2P lending platform
Vikas Nahata
Co-founder & Executive Director

In his 22 years’ of entrepreneurial experience, Vikas has co-founded start-ups in areas of Telecom Software, Real Estate and Manufacturing. As the former Director & Joint Managing Director of Bengal NRI (BNRI), Vikas drove one of Eastern India’s largest township projects; with a targeted revenue of over S$600 Mil, over 9 million sq feet of luxury residences across 65 acres. Vikas is also a founding member of the Singapore Fintech Association’s Marketplace Lending Committee, where as Co-Chair he is actively involved in industry development and is a key advocate of industry best practices and standards. Vikas graduated from Wharton (Class of ’98), and currently also serves on various Advisory Boards, including the Board of Directors for Centre for Fathering-Dads for Life, a not-for-profit organisation in Singapore.

Connect with Vikas on LinkedIn

Nikhilesh Goel - Validus P2P Lending platform
Nikhilesh Goel
Co-founder & Group CEO

Bringing over 13 years of Private Equity and Corporate Finance experience across Southeast Asia, Nikhilesh’s expertise includes debt and equity financing across diverse sectors, as well as portfolio management and value creation at SME companies. He founded the M&A Advisory practice at Taipan Partners, focusing on consumer and tech sector deals across South East Asia. Prior to Validus, he led M&A deals for Masan Group and developed key experience in portfolio management and capital raising for various companies as an Investment Manager at Avigo Capital Partners. At Validus, Nikhilesh runs the overall business operations and has played a key role in driving successful fundraising rounds, as well as forged strategic partnerships with key industry partners such as Visa and Temasek Holdings’ Vertex Ventures. He is a regular speaker at Fintech and SME conferences, sharing insights in Alternative Lending, Small Business Financing and Peer to Peer Platforms

Connect with Nikhilesh on LinkedIn

Jayanta Kumar Roy
Jayanta Roy
Chief Operations Officer

An SME banking veteran with over 30 years of experience in the financial services industry, Jayanta previously held key positions in DBS, Bank Danamon, and Citibank, and has strong experience in SME banking, across areas including business development, credit, risk, and collections. Jayanta joined Validus in 2017, where he has been in various roles, providing strategic and functional leadership across Sales, Risk and Compliance, and Collections. He currently serves as Chief Operations Officer overseeing Validus Singapore’s day-to-day operations, driving greater efficiency and ensuring stronger strategic execution across the Singapore office. Jayanta holds a postgraduate diploma in Business Management from the Indian Institute of Management (IIM) and a Bachelor in Mechanical Engineering from Jadavpur University.

Connect with Jayanta on LinkedIn

Our alliances

Validus Capital

Validus is an accredited member of

Singapore’s leading peer-to-peer lending platform for SMEs

Total funded across all markets (SGD)